Our Savings Rates
Rates subject to change without prior notice.
Call for up to the minute details.
Minimum balance to purchase a CD is $1,000.00.
CDs that were purchased or renewed on 10/1/2008 and later cannot make future deposits.
APR = Dividend Annual Percentage Rate
APY = Annual Percentage Yield
IRA Money Market Account (Effective 06-01-2018)
Balance/Term | APR | APY | ||
---|---|---|---|---|
Less than $250.00 | 0.00% | 0.00% | ||
$250.00 - $999.99 | 0.00% | 0.00% | ||
$1,000 - $19,999.99 | 0.03% | 0.03% | ||
$20,000 - $49,999.99 | 0.04% | 0.04% | ||
$50,000 & greater | 0.08% | 0.08% |
Roth IRA Money Market Account
Balance/Term | APR | APY | ||
---|---|---|---|---|
Less than $250.00 | 0.00% | 0.00% | ||
$250.00 - $999.99 | 0.00% | 0.00% | ||
$1,000 - $19,999.99 | 0.03% | 0.03% | ||
$20,000 - $49,999.99 | 0.04% | 0.04% | ||
$50,000.00 & greater | 0.08% | 0.08% |
Education IRA Money Market Account
Balance/Term | APR | APY | ||
---|---|---|---|---|
Less than $250.00 | 0.00% | 0.00% | ||
$250.00 - $999.99 | 0.00% | 0.00% | ||
$1,000 - $19,999.99 | 0.03% | 0.03% | ||
$20,000 - $49,999.99 | 0.04% | 0.04% | ||
$50,000.00 & greater | 0.08% | 0.08% |
Primary Savings (01), Member Savings (02), Statement Savings (03), Other Savings (04), Corporate Accounts (05), Personal Savings (06) (Effective 05-01-2018)
Balance Term | APR | APY | ||
---|---|---|---|---|
$2,500.00-$19,999.99 | 0.01% | 0.01% | ||
$20,000.00 & greater | 0.05% | 0.05% |
Primary Checking (75) and Other Checking (76) (Effective 01-01-2018)
Balance/Term | APR | APY | ||
---|---|---|---|---|
$100 or greater | 0.00% | 0.00% |
Holiday Club (12) / Vacation Club (13) (Effective 04-01-2018)
Balance/Term | APR | APY | ||
---|---|---|---|---|
$25 or greater | 0.00% | 0.00% |
Business Checking (74) (Effective 04-01-2018)
Balance/Term | APR | APY | ||
---|---|---|---|---|
$100 - $2,499.99 | 0.00% | 0.00% | ||
$2,500 - $24,999.99 | 0.00% | 0.00% | ||
$25,000 & greater | 0.00% | 0.00% |
Sunrise Checking (79) (Must be age 50 or older) (Effective 1-1-2018)
Balance/Term | APR | APY | ||
---|---|---|---|---|
$100 & greater | 0.00% | 0.00% |
Silver Money Market Savings Account (20) & Checking Account (70) (Effective 03-05-2020)
Balance/Term | APR | APY | ||
---|---|---|---|---|
$1.00 - $2,499.99 | 0.00% | 0.00% | ||
$2,500.00 & greater | 0.35% | 0.35% |
Gold Money Market Savings Account (21) & Checking Account (71) (Effective 03-05-2020)
Balance/Term | APR | APY | ||
---|---|---|---|---|
Less than $10,000 | 0.00% | 0.00% | ||
$10,000.00 - $24,999.99 | 0.40% | 0.40% | ||
$25,000 & greater | 0.45% | 0.45% |
Share Certificates/IRA Certificates Rollover / New Balances $1,000 - $19,999.99 (Effective 06/01/2021)
Balance/Term | APR | APY | ||
---|---|---|---|---|
3 month | 0.20% | 0.20% | ||
6 month | 0.25% | 0.25% | ||
9 month | 0.30% | 0.30% | ||
12 month | 0.40% | 0.40% | ||
18 month | 0.50% | 0.50% | ||
24 month | 0.60% | 0.60% | ||
30 month | 0.70% | 0.70% | ||
36 month | 0.70% | 0.70% | ||
48 month | 0.75% | 0.75% | ||
60 month | 0.90% | 0.90% |
Share Certificates/IRA Certificates Rollover / New Balances $20,000+ (Effective 06/01/2021)
Balance/Term | APR | APY | ||
---|---|---|---|---|
3 month | 0.40% | 0.40% | ||
6 month | 0.45% | 0.45% | ||
9 month | 0.40% | 0.40% | ||
12 month | 0.60% | 0.60% | ||
18 month | 0.70% | 0.70% | ||
24 month | 0.80% | 0.80% | ||
30 month | 0.90% | 0.90% | ||
36 month | 0.90% | 0.90% | ||
48 month | 0.95% | 0.95% | ||
60 month | 1.10% | 1.11% |