Loans For All Reasons
New Jersey Community FCU has excellent loan programs for its members.
We have a variety of loan options to help you consolidate debt, buy a home, purchase a new or used vehicle, pay for a college education, plus much more.
You'll appreciate our low rates, flexible terms, and hassle-free application process.
We also have Guaranteed Auto Protection Insurance for those accidents that total your car.
Click here for additional Loan Information, Requirements, and Rates.
Auto Loan Rates (New & Used)
Term | Preferred APR | |||
---|---|---|---|---|
5-years or less | 5.49% | |||
Up to 6-years | 6.24% | |||
Up to 7-years | 6.49% |
Effective date as of December 23rd, 2024 and are subject to change without notice.
Boat/RV's New & Used
Term | Preferred APR | |||
---|---|---|---|---|
5 Years | 8.24% | |||
10 Years | 9.99% |
Savings Secured 100%
Term | Preferred APR | |||
---|---|---|---|---|
4 years | 4.99% | |||
5 years | 5.49% | |||
6 years | 5.74% | |||
7 years | 5.99% |
Effective date as of December 1st, 2024 and are subject to change without notice.