Rates, Fees, & Disclosures
See our navigation bar to find more information about savings & loan rates, fees, and disclosures.
Credit Repair Loan
| Term: 6 months | APR: 28% | |||
|---|---|---|---|---|
| Need help repairing your credit? This loan can help you! |
Effective date as of March 1, 2023 and are subject to change without notice.
Unsecured Home Improvement Loans
| Term: | Preferred APR | |||
|---|---|---|---|---|
| 4 years | 9.74% | |||
| 10 years | 9.99% | |||
| Need to do some improvements to your home? Apply today! |
Effective date as of March 1, 2023 and are subject to change without notice.
CD (Certificate of Deposit) - Share Certificates/IRA Certificates Rollover / New Balances $1,000 - $19,999.99
| Term | APR | APY | ||
|---|---|---|---|---|
| 3 Months | 0.50% | 0.501% | ||
| 6 months | 4.35% | 4.438% | ||
| 9 months | 4.45% | 4.55% | ||
| 12 months | 4.30% | 4.386% | ||
| 18 months | 4.05% | 4.126% | ||
| 24 months | 3.75% | 3.815% | ||
| 30 months | 3.75% | 3.815% | ||
| 36 months | 3.70% | 3.763% | ||
| 48 months | 3.55% | 3.608% | ||
| 60 months | 3.55% | 3.608% |
Effective date as of August 20th, 2024 and are subject to change without notice.
CD (Certificate of Deposit) - Share Certificates/IRA Certificates Rollover / New Balances $50,000+
| Term | APR | APY | ||
|---|---|---|---|---|
| 3 months | 0.75% | 0.753% | ||
| 6 months | 4.60% | 4.698% | ||
| 9 months | 4.70% | 4.812% | ||
| 12 months | 4.55% | 4.646% | ||
| 18 months | 4.30% | 4.386% | ||
| 24 months | 4.00% | 4.074% | ||
| 30 months | 4.00% | 4.074% | ||
| 36 months | 3.95% | 4.022% | ||
| 48 months | 3.80% | 3.867% | ||
| 60 months | 3.80% | 3.867% |
Effective date as of August 20th, 2024 and are subject to change without notice.
Home Equity Fixed Rate
| Loan Amount | 60-months | 120-months | 180-months | 240-months |
|---|---|---|---|---|
| $10,000.00 - $24,999.99 | Contact the credit union | Contact the credit union | Contact the credit union | Contact the credit union |
| $25,000.00 - $49,999.99 | Contact the credit union | Contact the credit union | Contact the credit union | Contact the credit union |
| $50,000.00 - $99,999.99 | Contact the credit union | Contact the credit union | Contact the credit union | Contact the credit union |
| $100,000.00 + | Contact the credit union | Contact the credit union | Contact the credit union | Contact the credit union |
Effective date as of March 1, 2023 and are subject to change without notice.
All Home Equity Loans carry an appraisal fee of $100 that will be refunded at settlement closing. Based on Fair Isaac Score (Learn more about Fair Issac scoring)
Secured by Mortgage (Fixed Rate): Up to 15 Years.
Secured by Mortgage (Adjustable Rate): This open line-of-credit is for 20 years. (The Prime Rate posted in The Wall Street Journal minus 0.25 for payroll deduction with automatic payment on the last business day of the month, if there is more than one rate the interest rate will be the average of all the posted rates). The interest rate is subject to change monthly.
Auto Loan Rates (New & Used)
| Term | Preferred APR | |||
|---|---|---|---|---|
| 5-years or less | 5.99% | |||
| Up to 6-years | 6.24% | |||
| Up to 7-years | 6.74% |
Effective date as of April 1, 2024 and are subject to change without notice.
Motorcycle New & Used
| Term: | Preferred APR | |||
|---|---|---|---|---|
| 4 years | 4.99% | |||
| 5 years | 5.24% |
Effective date as of March 1, 2023 and are subject to change without notice.
Check Credit Line
| Term | Preferred APR | |||
|---|---|---|---|---|
| 5 years | 13.24% |
Effective date as of March 1, 2023 and are subject to change without notice.
Overdraft Loan
| Term 5 years | Preferred APR | |||
|---|---|---|---|---|
| 5 years | 13.24% |
Effective date as of March 1, 2023 and are subject to change without notice.
All Other Secured & Unsecured Loans
| Term | Preferred APR | |||
|---|---|---|---|---|
| 4 years or less | 11.24% | |||
| 5 years | 11.49% | |||
| 6 years | 11.74% | |||
| 7 years | 12.24% |
Effective date as of September 1, 2023 and are subject to change without notice.
Savings Secured 100%
| Term | Preferred APR | |||
|---|---|---|---|---|
| 4 years | 5.74% | |||
| 5 years | 6.24% | |||
| 6 years | 6.49% | |||
| 7 years | 6.74% |
Effective date as of March 1, 2023 and are subject to change without notice.
First Mortgages
| Call our First Mortgage specialist Mike Cesarano on his cell at 856-340-8272. |
Effective date as of March 1, 2023 and are subject to change without notice.
