Rates, Fees, & Disclosures
See our navigation bar to find more information about savings & loan rates, fees, and disclosures.
Credit Repair Loan
| Term: 6 months | APR: 28% | |||
|---|---|---|---|---|
| Need help repairing your credit? This loan can help you! |
Unsecured Home Improvement Loans
| Term: | Preferred APR | |||
|---|---|---|---|---|
| 4 years | 9.74% | |||
| 10 years | 9.99% | |||
| Need to do some improvements to your home? Apply today! |
CD (Certificate of Deposit) secured loans
| Term: | Preferred APR | |||
|---|---|---|---|---|
| 10 years | The index plus 2.74% | The index is the CD rate. It more then one CD as collateral it is the average of all the rates. |
Home Equity Fixed Rate
| Loan Amount | 60-months | 120-months | 180-months | 240-months |
|---|---|---|---|---|
| $10,000.00 - $24,999.99 | Contact the credit union | Contact the credit union | Contact the credit union | Contact the credit union |
| $25,000.00 - $49,999.99 | Contact the credit union | Contact the credit union | Contact the credit union | Contact the credit union |
| $50,000.00 - $99,999.99 | Contact the credit union | Contact the credit union | Contact the credit union | Contact the credit union |
| $100,000.00 + | Contact the credit union | Contact the credit union | Contact the credit union | Contact the credit union |
All Home Equity Loans carry an appraisal fee of $100 that will be refunded at settlement closing. Based on Fair Isaac Score (Learn more about Fair Issac scoring)
Secured by Mortgage (Fixed Rate): Up to 15 Years.
Secured by Mortgage (Adjustable Rate): This open line-of-credit is for 20 years. (The Prime Rate posted in The Wall Street Journal minus 0.25 for payroll deduction with automatic payment on the last business day of the month, if there is more than one rate the interest rate will be the average of all the posted rates). The interest rate is subject to change monthly.
Car New & Used
| Term | Preferred APR | |||
|---|---|---|---|---|
| Auto: 3 years | 2.24% APR | |||
| Auto: 4 years | 2.24% APR | |||
| Auto: 5 years | 2.24% APR | |||
| Auto: 6 years | 2.49% APR | |||
| Auto: 7 years | 2.99% APR |
Motorcycle New & Used
| Term: | Preferred APR | |||
|---|---|---|---|---|
| 4 years | 4.99% | |||
| 5 years | 5.24% |
Check Credit Line
| Term | Preferred APR | |||
|---|---|---|---|---|
| 5 years | 13.24% |
Overdraft Loan
| Term 5 years | Preferred APR | |||
|---|---|---|---|---|
| 5 years | 13.24% |
All Other Secured & Unsecured Loans
| Term | Preferred APR | |||
|---|---|---|---|---|
| 3 years | 8.75% | |||
| 5 years | 8.90% | |||
| 6 years | 9.00% |
Savings Secured 100%
| Term | Preferred APR | |||
|---|---|---|---|---|
| 4 years | 5.74% | |||
| 5 years | 6.24% | |||
| 6 years | 6.49% | |||
| 7 years | 6.74% |
First Mortgages
| Call our First Mortgage specialist Mike Cesarano at 856-235-2077 or his cell at 856-340-8272. |
