Credit Repair Loan
| Term | APR |
|---|---|
| 6 months | 28% |
Roth IRA Money Market Account
| Balance/Term | APR | APY |
|---|---|---|
| Less than $250.00 | 0.00% | 0.00% |
| $250.00 - $999.99 | 0.00% | 0.00% |
| $1,000 - $19,999.99 | 0.03% | 0.03% |
| $20,000 - $49,999.99 | 0.35% | 0.351% |
| $50,000 & greater | 0.55% | 0.552% |
Effective date as of October 1, 2024 and are subject to change without notice.
IRA Money Market Account
| Balance/Term | APR | APY |
|---|---|---|
| Less than $250.00 | 0.00% | 0.00% |
| $250.00 - $999.99 | 0.00% | 0.00% |
| $1,000 - $19,999.99 | 0.03% | 0.03% |
| $20,000 - $49,999.99 | 0.35% | 0.351% |
| $50,000 & greater | 0.55% | 0.552% |
Effective date as of October 1, 2024 and are subject to change without notice.
Unsecured Home Improvement Loans
| Term | Preferred APR |
|---|---|
| 4 years | 9.74% |
| 10 years | 9.99% |
Need to do some improvements to your home? Apply today!
Effective date as of March 1, 2023 and are subject to change without notice.
All Other Secured & Unsecured Loans
| Term | Preferred APR |
|---|---|
| 4 years or less | 9.99% |
| 5 years | 10.49% |
| 6 years | 10.74% |
| 7 years | 11.24% |
Effective date as of September 19th, 2025 and are subject to change without notice.
Savings Secured 100%
| Term | Preferred APR |
|---|---|
| 4 years or less | 4.74% |
| 5 years | 5.24% |
| 6 years | 5.49% |
| 7 years | 5.74% |
Effective date as of September 19th, 2025 and are subject to change without notice.
Home Equity Fixed Rate
| Loan Amount | 60 months | 120 months | 180 months | 240 months |
|---|---|---|---|---|
| $10,000.00 - $24,999.99 | Contact the credit union | Contact the credit union | Contact the credit union | Contact the credit union |
| $25,000.00 - $49,999.99 | Contact the credit union | Contact the credit union | Contact the credit union | Contact the credit union |
| $50,000.00 - $99,999.99 | Contact the credit union | Contact the credit union | Contact the credit union | Contact the credit union |
| $50,000.00 - $99,999.99 | Contact the credit union | Contact the credit union | Contact the credit union | Contact the credit union |
Effective date as of March 1, 2023 and are subject to change without notice.
All Home Equity Loans carry an appraisal fee of $100 that will be refunded at settlement closing. Based on Fair Isaac Score (Learn more about Fair Issac scoring)
Secured by Mortgage (Fixed Rate): Up to 15 Years.
Secured by Mortgage (Adjustable Rate): This open line-of-credit is for 20 years. (The Prime Rate posted in The Wall Street Journal minus 0.25 for payroll deduction with automatic payment on the last business day of the month, if there is more than one rate the interest rate will be the average of all the posted rates). The interest rate is subject to change monthly.
Auto Loan Rates (New & Used)
| Term | Preferred APR |
|---|---|
| 5 years or less | 5.24% |
| Up to 6 years | 5.99% |
| Up to 7 years | 6.24% |
Effective date as of September 19th, 2025 and are subject to change without notice.
Boat/RV’s New & Used
| Term | Preferred APR |
|---|---|
| 5 years | 8.24% |
| 10 years | 9.99% |
Motorcycle New & Used
| Term | Preferred APR |
|---|---|
| 4 years | 4.99% |
| 5 years | 5.24% |
Effective date as of March 1, 2023 and are subject to change without notice.
Holiday Club (12) / Vacation Club (13)
| Balance/Term | APR | APY |
|---|---|---|
| $25 or greater | 0.00% | 0.00% |
Check Credit Line
| Term | Preferred APR |
|---|---|
| 5 years | 13.24% |
Overdraft Loan
| Term | Preferred APR |
|---|---|
| 5 years | 13.24% |
First Mortgages
| Call our First Mortgage specialist Mike Cesarano at 856-235-0829 ext 110 |