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# New Jersey Community FCU

We're here to serve you

## Sitemaps

- [XML Sitemap](https://newjerseycommunityfcu.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Iron Credit Unions Locations](https://newjerseycommunityfcu.com/iron-credit-unions-locations/) - The results we’ve achieved with various credit unions over the years display just how valuable it is to team up with a digital agency that prioritizes continuous growth. Some of the big online wins from our financial institutions include. 
- [Iron Credit Unions SaaS Webinar](https://newjerseycommunityfcu.com/iron-credit-unions-saas-webinar/) - The results we’ve achieved with various credit unions over the years display just how valuable it is to team up with a digital agency that prioritizes continuous growth. Some of the big online wins from our financial institutions include. 
- [Iron Credit Unions SaaS](https://newjerseycommunityfcu.com/iron-credit-unions-saas/) - The results we’ve achieved with various credit unions over the years display just how valuable it is to team up with a digital agency that prioritizes continuous growth. Some of the big online wins from our financial institutions include. 
- [Iron Credit Unions](https://newjerseycommunityfcu.com/iron-credit-unions/) - The results we’ve achieved with various credit unions over the years display just how valuable it is to team up with a digital agency that prioritizes continuous growth. Some of the big online wins from our financial institutions include. 

## Pages

- [Home](https://newjerseycommunityfcu.com/) - Welcome to New Jersey Community Federal Credit Union We're here to serve you! Join Today. Become a Member Get the Money You Need for School! Now offering student loans through Sallie Mae® Learn More! Same convenience. Same NJ Community Federal Credt Union. All From Your Home. Enroll in eServices. Today's Rates View All Rates COMPETITIVE
- [Real Estate Loans](https://newjerseycommunityfcu.com/loans/real-estate-loans/) - Our Home Equity Loans Can Help You Make Things Happen! You can make your home a castle, consolidate your bills, pay for an education, take a special vacation, and more. Your opportunities are unlimited! And, the interest you pay on a Home Equity Loan is usually tax deductible. Check with your tax advisor. Home Equity
- [Resources](https://newjerseycommunityfcu.com/resources/) - Apply for a Loan Apply for a Loan Membership Application We’re here to serve you! Join us today. Download Member Application Membership Information Learn More Quicklinks Log in to PAM Call PAT Apply for a Loan Contact Us
- [Primary Savings Accounts](https://newjerseycommunityfcu.com/saving-investing/primary-savings-accounts/) - As a credit union member, your member-owner status is represented by the funds you save in your Primary Savings Account at New Jersey Community FCU. You must open this account with an initial minimum deposit of $5.00, and maintain that balance to remain a member in good standing. This deposit is not a fee; it
- [IRA](https://newjerseycommunityfcu.com/saving-investing/ira/) - Download an IRA application from our list below: Roth IRA Application Roth IRA Withdrawal Application Traditional IRA Application Traditional IRA Withdrawal Application View Rates Quicklinks Log in to PAM Call PAT Apply for a Loan Contact Us
- [Other Types of Loans](https://newjerseycommunityfcu.com/loans/other-types-of-loans/) - More Ways to Borrow, More Ways to Grow From personal to specialty loans, we’ve got options to support your financial goals. Apply for a Loan View Our Rates Signature/Personal Loan This loan is one of the most popular member loans because it can be used to solve a variety of money problems. With our Signature/Personal
- [eServices](https://newjerseycommunityfcu.com/eservices/) - Connected Banking, Wherever You Are Access your accounts, pay bills, transfer funds, and more — all from your phone or computer. PAM (Personal Account Manager) Internet Banking! NJ Community Federal Credit Union has the ultimate in Money Management Services: PAM (Personal Account Manager)! You can enjoy “anytime access” to all of your credit union accounts
- [Other Investment Options](https://newjerseycommunityfcu.com/saving-investing/other-investment-options/) - Grow Your Wealth: Additional Investment Paths Whether you’re planning for retirement, education, or long-term goals, we offer options beyond the basics. View Our Rates Certificate of Deposit Looking for higher earnings on your savings? Consider our Certificate of Deposit (CDs). They pay higher interest rates because they are deposited for a fixed period of time.
- [Club Accounts](https://newjerseycommunityfcu.com/saving-investing/club-accounts/) - Plan Ahead with a Club Account Set aside funds for special occasions or seasonal expenses. Our Club Accounts help you budget, save, and stay on track. Vacation Club Accounts You can plan for a vacation every year with a Vacation Club Account. The Vacation Club can be started anytime of the year but it matures
- [ATM/Visa Check Card](https://newjerseycommunityfcu.com/checking-accounts/atm-visa-check-card/) - Our ATM/Visa Check Card means less hassle and more convenience for you. Use it as a check wherever the VISA logo is displayed, or use it as an ATM card. Look at these advantages. Apply for a Visa Check Card Use it as you would a check at merchants and vendors wherever you see the
- [ATM Disclosures](https://newjerseycommunityfcu.com/checking-accounts/atm-visa-check-card/atm-disclosures/) - ATM Card/VISA Check Card Disclosure NJ Community FEDERAL CREDIT UNION offers a number of services which allow you to access certain deposit and credit accounts by what is called an electronic transfer of funds from or to a deposit account through use of an Automated Teller Machine (ATM), a Point of Sale (POS) terminal or
- [PAT Disclosure](https://newjerseycommunityfcu.com/eservices/pat-disclosure/) - PAT (Personal Audio Teller) Agreement and Disclosure Information Welcome to our PAT program. Now you’ll be able to do virtually all of your banking in the comfort of your own home, office, or anywhere there is a Touch-Tone phone. It’s so easy! Please read the following disclosure detailing the terms of your agreement. What the
- [PAM Disclosure](https://newjerseycommunityfcu.com/pam-disclosure/) - PAM Services User Guide THE PAYMENT PROCESSING TIME FOR EACH MERCHANT YOU DESIRE TO PAY, AND ALLOW THE APPROPRIATE NUMBER OF BUSINESS DAYS BETWEEN THE DAY YOU INPUT YOUR PAYMENT INSTRUCTION AND THE PAYMENT DATE. SUBJECT TO THE LIMITATION DISCUSSED BELOW, IF YOU FOLLOW THE PROCEDURES DESCRIBED IN THIS AGREEMENT FOR PAYMENTS, AND YOU ARE
- [Loan Rates & Information](https://newjerseycommunityfcu.com/loans/loan-rates-information/) - Loan Rates Effective date as of March 1, 2023 and are subject to change without notice. Loan Information Preferred Rate A rate reduction of 1/2% will be given for any payment made by Payroll Deduction with Automatic Payment. If payroll deduction with automatic payment is discontinued, the APR will increase to the COUPON BOOK rate
- [Vehicle Loans](https://newjerseycommunityfcu.com/loans/vehicle-loans/) - Financing the Road Ahead Whether new or used, we help make your vehicle purchase simple, affordable, and stress-free. Apply for a Vehicle Loan View Our Rates New Vehicle Loans Take advantage of our low rates, flexible terms, and up to 100% financing of the actual vehicle cost. You can use this loan to buy a
- [Contact Us](https://newjerseycommunityfcu.com/contact-us/) - Visit Us Branch Location: 144 Route 38 Moorestown, NJ Hours: Monday – Friday: 7:30 a.m. – 6:00 p.m Saturday: 9:00 a.m. – 4:00 p.m Other Addresses: Mailing Address P.O. Box 680 Moorestown, NJ 08057-0680 Overnight Mail P.O. Box 680 Moorestown, NJ 08057-0680 UPS, Fed Ex, DHL Address 144 Route 38 Moorestown, NJ 08057-0680 Contact Us
- [About](https://newjerseycommunityfcu.com/about/) - Who Do We Serve? NJ Community Federal Credit Union has been serving its members since it was founded in 1954 for Government workers who worked in Camden, New Jersey. We now serve over 2,800 members. Our membership includes members from various towns and cities. As a member, your family members (i.e., spouse, children, parents, siblings)
- [Savings Account Disclosures](https://newjerseycommunityfcu.com/saving-investing/savings-account-disclosures/) - Savings Accounts Disclosures Except as specifically described, the following disclosures apply to all of the accounts. All accounts described in this Rate & Fee Schedule are share accounts. Rate Information. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend
- [Truth-in-Savings](https://newjerseycommunityfcu.com/saving-investing/truth-in-savings/) - Except as specifically described, the following disclosures apply to all of the accounts. All accounts described in this Rate & Fee Schedule are share accounts. Rate Information: The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of
- [PAM Services User Guide](https://newjerseycommunityfcu.com/eservices/pam-services-user-guide/) - THE PAYMENT PROCESSING TIME FOR EACH MERCHANT YOU DESIRE TO PAY, AND ALLOW THE APPROPRIATE NUMBER OF BUSINESS DAYS BETWEEN THE DAY YOU INPUT YOUR PAYMENT INSTRUCTION AND THE PAYMENT DATE. SUBJECT TO THE LIMITATION DISCUSSED BELOW, IF YOU FOLLOW THE PROCEDURES DESCRIBED IN THIS AGREEMENT FOR PAYMENTS, AND YOU ARE ASSESSED A PENALTY OR
- [Certificate Disclosures](https://newjerseycommunityfcu.com/saving-investing/other-investment-options/certificate-disclosures/) - Certificate of Deposit Accounts Disclosures Truth-In Savings Account Disclosures Except as specifically described, the following disclosures apply to all of the accounts. Rate Information. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an
- [Sunrise Checking](https://newjerseycommunityfcu.com/checking-accounts/sunrise-checking/) - Discover how easy it is to manage monthly finances with our full-featured checking account. A NJ Community Federal Credit Union Sunrise Checking Account is made specially for our senior members over the age of 50. NO Minimum Balance NO Monthly Fees Dividends Earned Monthly Free PAM (Personal Account Manager) & Bill Pay VISA Check Card
- [Other Checking Services](https://newjerseycommunityfcu.com/checking-accounts/other-checking-services/) - Direct Deposit/Payroll Deduction/ACH Managing money is easier when your net paycheck, Social Security, or pension check is automatically deposited into your Primary Checking, Other Checking or Primary Savings Account. With Direct Deposit, your money is available immediately, is safe, and is in compliance with government regulations. With Direct Deposit: Your money is available immediately. No driving to the
- [Checking Accounts](https://newjerseycommunityfcu.com/checking-accounts/) - Primary/Other Checking Accounts NJ Community Federal Credit Union Primary/Other Checking Accounts are your alternative to the high checking fees and service charges at other financial institutions. Discover how easy it is to manage monthly finances with our full-featured checking account. NO Minimum Balance NO Monthly Fees Dividends Earned Monthly Primary savings Overdraft Protection (set up
- [Saving & Investing](https://newjerseycommunityfcu.com/saving-investing/) - NJ Community Federal Credit Union offers a variety of federally insured savings and investment accounts. You can use any or all of these ways to save for a great vacation, make holiday shopping easy, build an education fund, plan for your retirement, save for any other need, or earn the additional income you need today.
- [Visa Credit Card](https://newjerseycommunityfcu.com/loans/visa-credit-card/) - Get More from Every Swipe A smarter way to spend: competitive rates, flexible terms, and member-focused benefits. Apply for a Loan View Our Rates Our low interest VISA Credit Card is the one card you can afford to carry. It’s perfect for shopping, travel, and emergencies. Take advantage of the savings and convenience it offers
- [Additional Loan Services](https://newjerseycommunityfcu.com/loans/additional-loan-services/) - Beyond the Loan: Enhanced Services & Support Flexible add-ons to help with repayment, protection, and convenience. Apply for a Loan View Our Rates Credit Life Protection Insurance Protect yourself and your family when you have a loan with your credit union. Credit Life Insurance will pay off any outstanding balance in case of death. It
- [Loans](https://newjerseycommunityfcu.com/loans/) - Loans For All Reasons New Jersey Community FCU has excellent loan programs for its members. We have a variety of loan options to help you consolidate debt, buy a home, purchase a new or used vehicle, pay for a college education, plus much more. You’ll appreciate our low rates, flexible terms, and hassle-free application process.
- [Membership Information](https://newjerseycommunityfcu.com/resources/membership-information/) - Membership Eligibility To be a member of NJ Community FCU you must live in one of our select towns and cities. In addition, any family member of an existing member of NJ Community Federal Credit Union is eligible to join. That includes spouse, children, parents, siblings (including adoptions) regardless of residence, in-laws and “Steps.” Applications To
- [Sitemap](https://newjerseycommunityfcu.com/sitemap/) - About Checking Accounts ATM/Visa Check Card ATM Disclosures Other Checking Services Sunrise Checking Contact Us eServices PAM Services User Guide PAT Disclosure Home Loans Additional Loan Services Loan Rates & Information Other Types of Loans Real Estate Loans Vehicle Loans Visa Credit Card PAM Disclosure Privacy Policy Rates Resources Membership Information Saving & Investing Club
- [Privacy Policy](https://newjerseycommunityfcu.com/privacy-policy/) - NJ Community Federal Credit Union is committed to protecting the confidentiality, security and integrity of each member's nonpublic personal information consistent with state and federal laws. Our member's trust is our most important asset. Protecting personal information and using it in a manner consistent with your expectations is a high priority to everyone associated with
- [Rates](https://newjerseycommunityfcu.com/rates/) - Jump to: - Select Rate - Credit Repair Loan Roth IRA Money Market Account IRA Money Market Account Unsecured Home Improvement Loans CD (Certificate of Deposit) – Share Certificates/IRA Certificates Rollover / New Balances $1,000 – $19,999.99 CD (Certificate of Deposit) – Share Certificates/IRA Certificates Rollover / New Balances $50,000+ All Other Secured & Unsecured

## Branches

- [branch location 1](https://newjerseycommunityfcu.com/branch-locations/branch-location-1/)
- [branch location 2](https://newjerseycommunityfcu.com/branch-locations/branch-location-2/)
- [branch location 3](https://newjerseycommunityfcu.com/branch-locations/branch-location-3/)

## Categories

- [Credit Unions](https://newjerseycommunityfcu.com/category/credit-unions/)