Our Savings Rates

Rates subject to change without prior notice. 
Call for up to the minute details.
* Minimum balance to purchase a CD is $1,000.00.
* CDs that were purchased or renewed on 10/1/2008 and later cannot make future deposits.
APR = Dividend Annual Percentage Rate
APY = Annual Percentage Yield

Balance/Term APR APY
Primary Savings (01), Member Savings (02), Statement Savings (03), Other Savings (04), Corporate Accounts (05), Personal Savings (06)
(Effective 04-01-2014)
$2,500.00-$19,999.99 0.01% 0.01%
$20,000.00 & greater 0.03% 0.03%
Primary Checking (75) and Other Checking (76)
(Effective 10-01-2009)
$100 & greater 0.00% 0.00%
Holiday Club (12) / Vacation Club (13)
(Effective 04-01-2013)
$25 & greater 0.00% 0.00%
Business Checking (74)
(Effective 03-01-2013)
$100-$2,499.99 0.00% 0.00%
$2,500-$24,999.99 0.00% 0.00%
$25,000 & greater 0.00% 0.00%
Sunrise Checking (79)
(Must be age 50 or older)
(Effective 1-1-2012)
$100 & greater 0.00% 0.00%
Silver Money Market Savings Account (20) & Checking Account (70)
(Effective 04-01-2014)
$1.00 - $2,499.99 0.00% 0.00%
$2,500.00 & greater 0.07% 0.07%
Gold Money Market Savings Account (21) & Checking Account (71)
(Effective 04-01-2014)
$1.00 - $9,999.99 0.00% 0.00%
$10,000 - $24,999.99 0.07% 0.07%
$25,000 & greater 0.08% 0.08%
Share Certificates/IRA Certificates
Rollover / New Balances $1,000 - $19,999.99
(Effective 6-18-2013)
3 month 0.10% 0.10%
6 month 0.10% 0.10%
9 month 0.10% 0.10%
12 month 0.15% 0.15%
18 month 0.20% 0.20%
24 month 0.25% 0.25%
30 month 0.25% 0.25%
36 month 0.35% 0.35%
48 month 0.55% 0.55%
60 month 0.75% 0.75%
Share Certificates/IRA Certificates
Rollover / New Balances $20,000 - $49,999.99
(Effective 6-18-2013)
3 month 0.10% 0.10%
6 month 0.10% 0.10%
9 month 0.10% 0.10%
12 month 0.15% 0.15%
18 month 0.20% 0.20%
24 month 0.25% 0.25%
30 month 0.25% 0.25%
36 month 0.35% 0.35%
48 month 0.55% 0.55%
60 month 0.75% 0.75%
Share Certificates/IRA Certificates
Rollover / New Balances Greater Than $50,000
(Effective 6-18-2013)
3 month 0.10% 0.10%
6 month 0.10% 0.10%
9 month 0.10% 0.10%
12 month 0.15% 0.15%
18 month 0.20% 0.20%
24 month 0.25% 0.25%
30 month 0.25% 0.25%
36 month 0.35% 0.35%
48 month 0.55% 0.55%
60 month 0.75% 0.75%
IRA Money Market Account
(Effective 04-01-2014)
$1,000 - $19,999.99 0.03% 0.03%
$20,000 - $49,999.99 0.04% 0.04%
$50,000 & greater 0.08% 0.08%
Call 800-361-9322 for current rates